BPS Finance Group Services
Business Loan
- Merchant Cash Advance – a loan type that is revenue based
- Line of Credit – ideal type loan for startup business. Good credit is a must to qualify this.
- SBA backed loan – loan that is backed by Small Business administration. Fund from this loan can be used to purchase equipments, business operations i.e. marketing, payroll, business expansion etc., and high interest loan refinance.
What We Offer
Working Capital Loan
We understand that as a business owner, you will constantly be faced with unexpected expenses and time sensitive opportunities. Working capital loans are perfect fit because we can quickly get you your required funding to achieve just that.
Merchant Cash Advance
We offer Merchant Cash Advance also known as MCA loan. This type of loan is typically revenue based and it is unsecured loan. We look at business’s cash flows and business owner’s credit worthiness to qualify loan amount. The loan amount can range from 1.1 multiple of revenues to 2.5 multiples.
Line of Credit
We also offer Line of Credit (LoC’s) to qualified business owners. This type of loan is ideal type loan for startup business. Good credit 700 and above score is a must to qualify Line of Credit.
SBA Loan
We do assist business owners to access SBA loans that is backed by Small Business administration. Fund from this loan can be used to purchase new equipments, business operations i.e. marketing, payroll, business expansion etc., and can also be used to refinance existing high interest loans.
Self Employed Mortgage
Self Employed Mortgage – Whether you are looking to purchase or refinance your residence, we can assist you in completing this transaction. We understand that small business owners should not be denied the opportunity of homeownership because they don’t meet the stringent conditions that traditional lenders require.
Commercial Property Loans
If you are a self- employed business owner and want to purchase commercial property or refinance existing one, we can facilitate commercial property transactions without business tax returns.
Self Employed Mortgage
This loan is designed for small business owners who does not draw salaries from their business rather draws income from business profits from their business for their house hold needs.
